Finance Blog
The October rise in house prices of 1.8% (Halifax) showed mainly that monthly house price changes are quite volatile. More telling is the three months – August to October period – where both main lenders, Halifax, Nationwide reported falls of 1.2% and 1.5%.
There are quite a few factors pushing house prices lower such as high unemployment, proposed spending cuts and a weak recovery. However, one of the main factors for reducing number of buyers is the strict mortgage lending criteria that new homeowners are facing.
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