First-time buyer affordability best for 12 years - Telegraph
The proportion of disposable earnings devoted to mortgage payments by a potential new first time buyer stood at 27pc in September 2010; the lowest since December 1998 and almost half of the peak level of 5pc in September 2007.
Halifax said that this significant improvement in affordability over the past three years has been mainly driven by a combination of lower house prices and declining mortgage rates.
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