Ailing housing market needs shot of new blood - Spend & Save , Money - The Independent
The most authoritative survey of UK house prices – compiled by the Land Registry – paints a pretty stark picture. House prices have been falling for the past five months and now sit lower than they did a year ago. What's more, the number of sales is at a level last seen during the depths of the financial crisis of 2008. Restrictive mortgage lending (Lloyds lowered the loan to value – LTV – ratio on many of its mortgage products last Wednesday) and economic uncertainty all play their part in the continuing house price slide.
Property experts say there is only one way out of the market morass: getting the number of first-time buyers – again approaching record lows – back into the property market.
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