The mortgage dilemma – should you fix or go variable? - Spend & Save , Money - The Independent
Arranging a mortgage is not straightforward. Not only is it harder convincing lenders to part with their money these days, but you also have to be on your guard against an array of questionable charges that can be found buried away in the small print. Whether you are a first-time buyer or planning to remortgage, you need to accept that even in the very best case scenarios the process may drag on for a number of weeks and leave you feeling drained of life and seriously out of pocket.
You will also face the choice of navigating your own way through piles of information concerning rates, fees and various conditions, or handing over responsibility to a specialist mortgage broker in the hope they can get you a better deal.
So where should you start – and what do you need to know?
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