New ways to get on the property ladder - Spend & Save , Money - The Independent
First-time buyers Charlotte Thompson and Anna Lucas were both facing a battle to get on to the property ladder when they decided to tackle the problem by pooling their resources and buying a place together.
The close friends used a combination of their savings and help from their families to raise a £23,000 deposit on a £180,000 three-storey townhouse in Cardiff Bay.
"We both knew we couldn't afford it on our own so it made sense to buy with someone who was in a similar position," explains Charlotte, 25. "It has worked out well because although we're easy to live with, we had agreements put down in writing."
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