Online House Hunter: Woodford | Alan Cleaver | Independent Property Blogs
Lenders have slashed fixed-rate mortgages to record lows, but Britain's biggest firm of property valuers has revealed only existing homeowners are benefiting, with first-time buyers facing a renewed squeeze.
Coventry building society has slashed rates on its five-year fixed-rate mortgages to less than 3.5% for the first time. Northern Rock has sliced 0.9% off some of its deals, while Nationwide, Skipton and Barclays have all taken the axe to interest rates.
But a report by e.surv, the country's largest provider of residential valuation services, has revealed that despite rate cuts and the recent appearance of more 90% deals, loan approvals for anyone on a low or middle income have fallen back significantly.
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