Is our 10% deposit enough to buy a house? | Money | guardian.co.uk
Q My boyfriend and I have been saving for nearly a year and aim to have saved £12,000 -£14,000 by this time next year. With that deposit, we hope to be able to buy a house in Norwich for about £100,000-£120,000. But having read a lot about first-time buyers, we still feel we have no idea if this 10% deposit is going to be enough to get us on the property ladder. Some say 10% is all you need, but are we going to be landed with high repayments?
Neither of us can save any more than we are doing each month as we are having to pay rent. Plus we have no family member able to lend us money, be a guarantor on a mortgage or do anything like that. We are doing this completely on our own.
Another worry is ...........
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