Previous generations have handed over an ever more prosperous legacy to their children. But those born after the Second World War appear to have snatched the lot.
Typically, they had a state education and their university fees were paid by the state. Even those from middle-class homes got a student grant.
They also took the first step on the property ladder in their twenties — years before the current first-time buyers.
Their mortgages were comfortably less than three times their salary.
The analysis to find the perfect age was commissioned for the British Airways Business Life magazine, which asked the leading financial advisers Hargreaves Lansdown to examine the numbers and trends.
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