Borrowers told to prove spending and loans to over-50s restricted in mortgage crackdown | Mail Online
Up to a million borrowers could be turned down for mortgages under a tough new crackdown on lending announced by the UK’s financial watchdog today.
The Financial Services Authority’s wide-ranging shake-up will call for tougher restrictions on how home loans are approved to prevent a return to irresponsible lending.
Under the proposals, anyone seeking a mortgage will be required to provide much fuller evidence of basic household spending – from fuel bills to childcare costs and clothing – before their loans are signed off.
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