New mortgage rules will hurt: Buyers obliged to borrow less in future | Mail Online
Some homebuyers will find it harder to qualify for a mortgage under rules planned by the Financial Services Authority.
The regulator wants lenders to take a new approach to assessing how much buyers can borrow and impose a ban on some types of loans.
The aim is to prevent a repeat of the cavalier lending from 2004 to 2007 that saw too many families borrow too much.
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