Wednesday, 8 December 2010

Viewpoint: Case highlights dangers of inaccurate valuation of properties - Business News - LDP Business - Liverpool Daily Post

Viewpoint: Case highlights dangers of inaccurate valuation of properties - Business News - LDP Business - Liverpool Daily Post


THE recent case of Scullion v Bank of Scotland has highlighted the potential liabilities that surveyors face following overvaluation of properties.

Mr Scullion applied for an 80% mortgage, based on a £352,950 purchase price.

In June, 2002, the valuer from Colleys, now part of Bank of Scotland, valued the property at £353,000 with a rental income of £2,000 per month.

Scullion achieved rent of £1,100 per month, selling the flat for £270,000 in 2006.

Scullion repaid £260,000 but was left with losses of more than £60,000, which he claimed in damages.

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