Where can we find the best five-year fixed mortgage? | Money | guardian.co.uk
Q We live in London and have a £160,000 mortgage with HSBC on a mid-terrace Victorian house worth about £340,000. There are just over 21 years left on it and we pay a fixed rate of 4.19%. We now want to convert our loft for extra space. We will need about £30,000 and HSBC is offering us a five-year fixed rate of 3.99%. I have also looked at First Direct's five-year fixed at 3.89%, but it is only available if we move our current account to First Direct.
I have not seen many better deals while researching online and wondered if you may be able to point me in the right direction. We are on a tight budget as I am on maternity leave and want to secure the best four- or five-year rate we can. SL
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