Reckless lending led to repossessions says Shelter - Industry in depth - Mortgage Introducer UK
Analysis of FSA data reveals over 17,000 repossessions would have been prevented if mortgage regulation rules, proposed by the Financial Services Authority as part of the Mortgage Market Review, had been enforced over the last five years.
Under the rules vulnerable homeowners would not have been lent huge sums of money they were never going to be able to pay back, which in turn would have stopped them from falling into arrears in trying to keep up with sky-high monthly mortgage payments.
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