How to find out what's happened to your cash - Spend & Save , Money - The Independent
Keeping track of your money is crucial. Unless you know what you have coming in each month and how it's being spent you will be on the fast track to financial problems. Add in a few missed credit-card payments and you will soon have debt issues spiralling out of control.
Learning to budget properly is the answer. It might sound straightforward but understanding how best to allocate your resources, knowing when you have to make minimum repayments and monitoring your bank balance needs to be carried out with something akin to military precision.
The good news is that there's plenty of help at hand. ....
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