Why cheap loans aren't helping first-time buyers to get onto the property ladder | Mail Online
First-time buyers will struggle to get a mortgage in 2012, despite banks promising to increase the number of cheap deals available to them, experts have warned.
Mortgage brokers estimate around half of all buyers who have a 10 per cent deposit are refused a loan.
This is despite a sharp rise in the number of mortgage deals aimed at first-time buyers.
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