Mortgage lenders fail to pass on rate cuts to homeowners | Money | The Guardian
Eighty six out of 91 mortgage lenders failed to match cuts to the Bank of England base rate, and one in five have raised their standard variable interest rates even though the base rate has remained static for more than two years.
A survey of 91 lenders by Which? Money shows that 95% of lenders failed to fully pass on cuts, while the base interest rate was falling, to their standard variable rate (SVR) mortgage customers. Cheltenham & Gloucester and Lloyds TSB Scotland are the only lenders of the four biggest banking groups to pass on the full cuts.
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