Mortgage rates drop, but look out for the fees | Mail Online
Lenders engaged in a rate-cutting frenzy this week as they tried to lure customers into remortgaging.
But with arrangement fees ranging from zero to £1,995, experts say it is vital to work out the total cost — monthly repayments, plus fees over the mortgage term — to decide which really is the cheapest deal.
First Direct launched a fee-free two-year fixed-rate at 3.89 per cent for those with 35 per cent deposit, which also comes with free valuation and legal work for those remortgaging.
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